What Is a Canceled Check? [Banking Basics] - GlobalBanks (2025)

In this article, we’re answering “what is a canceled check?”

This will include ways you can use these checks, how it compares to voided checks, and answers to a few common questions we receive about them.

This article is part of our free series on how to send and receive money, including bank checks, bank transfers, and more, which you can access by clicking here.

Feel free to use the table of contents to jump ahead to the sections most relevant to you.

Table of Contents

  1. What Is a Canceled Check?
  2. Is a Canceled Check the Same as a Voided Check?
  3. Can You Deposit Canceled Checks?
  4. Frequently Asked Questions
  5. Ready to Explore Your Options?

What Is a Canceled Check?

A canceled check is a check that has been deposited or cashed by a bank. In other words, the money is not available. This is due to the fact that it has already been drawn from the account, and the check is no longer valid for payment. There are many scenarios in which you may need this type of check. But in most cases, the intention is to prove that the check has been deposited and funds are withdrawn.

Is a Canceled Check the Same as a Voided Check?

No, a canceled check is not the same as a voided check. The main difference between a canceled check and a voided check is that it is no longer available for deposit and a voided check is no longer valid for deposit. In other words, when canceled it no longer has funds available and when voided it was never paid at all.

Here is a closer look at both types of checks.

Canceled Checks

Canceled checks refer to checks that have been deposited by the recipient and paid for by the issuing bank. In other words, the check has fulfilled its purpose and the funds have been received by the intended recipient. In certain instances, you may still need the check for proof of payment.

Voided Checks

Voided checks refer to checks with the word “VOID” written across the front. This indicates that the check is not valid and will no longer be fulfilled by the issuing bank. There are a number of reasons why someone may void a check, including writing incorrect information or when requested to provide a voided check to set up automatic deposits or withdrawals.

Can You Deposit Canceled Checks?

No, you cannot deposit a canceled check. The reason for this is that the check is no longer available for deposit. In other words, the funds associated with the check have already been withdrawn from the issuing account and deposited by the recipient.

What Are the Uses of Canceled Checks?

The primary use of a canceled check is to present proof of payment for a specific transaction. This can sometimes arise during legal proceedings, to show that a payment has not been made by an issuing party and processed by the receiving party. A common example of providing checks as proof of payment is following divorce proceedings or in child support.

Do You Want Our Free Non-Resident Banking Guide?

Sign up here to receive our Free Non-Resident Banking Starter Guide and weekly updates on the best account opening options available:

Frequently Asked Questions

Below are three of the most common questions that we receive from people looking into this topic. If you have further questions you would like answered, don’t hesitate to get in touch with us directly.

What Is an Example of a Canceled Check?

An example of a canceled check is a check that has been cashed at the intended recipient’s bank. This check is then sent to the issuing bank for payment. After paying the check, the issuing bank will mark the check to indicate that funds have been withdrawn from the corresponding account.

How Do You Get a Canceled Check?

You can get a canceled check either in physical format from the issuing bank or through your account via online banking. Importantly, many banks do charge fees for issuing a physical copy of a check. However, it is possible to get digital copies for free.

Is a Canceled Check Proof of Payment?

A canceled check is proof of payment and can be retrieved by most financial institutions for up to seven years. However, if you need proof of payment, it’s important to confirm whether this form of proof will meet the requesting party’s needs.

Ready to Explore Your Options?

If you would like assistance navigating your banking options at home or abroad, we can help.

You can access GlobalBanks IQ, our international banking intelligence platform, in just a few clicks. Unlock our bank database, individual bank profiles, account opening strategies and reports, banker scripts, and more.

But, if you want a personal account opening service, you can consider GlobalBanks Insider. Insider taps into our team’s expertise and provides direct banker introductions and account-opening suggestions.

Of course, if you have any questions, please contact us directly.

What Is a Canceled Check? [Banking Basics] - GlobalBanks (2025)
Top Articles
Latest Posts
Recommended Articles
Article information

Author: Nathanial Hackett

Last Updated:

Views: 6114

Rating: 4.1 / 5 (52 voted)

Reviews: 83% of readers found this page helpful

Author information

Name: Nathanial Hackett

Birthday: 1997-10-09

Address: Apt. 935 264 Abshire Canyon, South Nerissachester, NM 01800

Phone: +9752624861224

Job: Forward Technology Assistant

Hobby: Listening to music, Shopping, Vacation, Baton twirling, Flower arranging, Blacksmithing, Do it yourself

Introduction: My name is Nathanial Hackett, I am a lovely, curious, smiling, lively, thoughtful, courageous, lively person who loves writing and wants to share my knowledge and understanding with you.